Online payday loan cash services should host a secure site that can safely transfer your personal information. They should also post their disclosures, interest rates and fee information before you submit your application so you can make an informed choice about which service suits your needs the best.
Since we only reviewed and compared available information regarding these services, you should carefully evaluate any terms and conditions before you accept funds from a service. It is also a good idea to contact customer service with any questions you have before hand.
Below are the criteria PersonalFinanceReview used to evaluate advance payday loan services:
Secure Site
This criterion evaluates whether the service offers protection during transfers of personal information by using Secure Socket Layer (SSL) protocol to encrypt transferred data.
Ease of Use (Loan Application & Website Navigation)
This ranking assesses not only how easy it is to submit an application, but also how well the site is organized and how quick you can find desired information.
Cost of Loan (APR – Interest, Fees)
This is the costs associated with the loan, including fees and interest equated in an Annual Percentage Rate (APR).
Customer Service
This refers to the assortment of contact options or ways that a consumer can get help or support from the provider. A good service offers a variety of options including, email or phone support, FAQ pages or live chat.
Once you have weighed your options and are ready to explore alternatives, please read our review of Cash Central which is the most reasonably priced online payday loans company we could find.
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