8 ways to improve your financial situation

December 15th, 2009 by mainyy 273 comments »

“Are you satisfied of your financial situation?” I have asked my some friends about this problem.When I heard the answer,I was surprised that almost nobody did give me a answer of “yes”.
In general,improving your finances improves your happiness, so I thought it would be important to [...]

11 golden personal finance rules to live by

December 8th, 2009 by mainyy 58 comments »

This article is from Internet,but,I have not found who is the author.
I think this article is very useful.So,I post it here.
If you are the author or you know who is the author,please tell me.Thank you!
Working hard and being smart with your money aren’t things you just should do because they seem virtuous; these behaviors ultimately [...]

How the money-saving expert to do

December 6th, 2009 by mainyy 424 comments »

Do you want to learn how the money-saving expert to do? If yes,please read the followings carefully:
1. To set a financial goals.
Do you want to buy a car, or want to buy a house? To build a special fund for yourself.
For example,if you want to to buy a 10-million car in two years, you can [...]

6 ways to have a cheaper Christmas

December 1st, 2009 by mainyy 11 comments »

Christmas will come soon.It means that you will spend more money in the days.If you are looking for how to have a cheaper and fun Chiristmas,this article maybe is helpful for you.But you do remember that cutting down on holiday spending, doesn’t have to mean cutting down on holiday fun. [...]

6 Tips of saving money with shopping

November 29th, 2009 by mainyy 12 comments »

Tip 1
Make a list before yo go grocery shopping. Estimates are that people spend as much as 40% more on impulse purchases when they shop without a list.
Tip 2
Before you go to shop,ask yourself the following 3 questions:

Is this item necessary for me? 50% or 100%?
Do I have similar items?
When will I abandon it?

After I [...]